Editorial policy
How we research, verify, update and correct what we publish.
Sources
Lender facts come from the lender's own disclosures (personify.com, including its Rates, Terms and Licensing page), regulators (CFPB complaint database, FDIC, state financial institution divisions), court dockets, and established review platforms (BBB, Trustpilot). We do not use anonymous forums as a factual source.
Verification
Each page shows the date its lender figures were last checked. We re-verify when the lender changes its disclosures and at least quarterly.
No invented numbers
We do not publish statistics we did not measure or cannot cite. Payment figures are computed with standard amortisation and labelled as estimates.
Advertising independence
Lender compensation does not influence rankings, wording or which alternatives we mention. We say when a cheaper option exists.
Corrections
Email [email protected]. Material corrections are made within two business days and noted on the page.
AI and automation
We use software to compute examples and check pages for errors. Editorial judgments and verification against sources are made by the people named on each page.